Archive for the ‘Credit’ Category

The Best Debt Consolidation Service

Friday, July 9th, 2010
Debt consolidation is definitely one of the most effective debt relief programs you can use to overcome your multiple debts problem. However, if you are browsing on the internet, you can find numerous debt consolidation services. If you want to find good debt consolidation, you should also find good debt consolidation calculator. To find the best one, you should make sure that the calculator provides boxes to enter your balances.
Good debt consolidation calculator must have several basic things: loan payment, credit card balance, various rates, cost, points, and many others. Actually debt consolidation calculator quality can be varying from one person to another; it also has its weakness and strength. Instead of finding difficulties on finding good debt consolidation, you can try to visit consumercreditcounseling.net.
On the website, you will find debt consolidation program, calculator, laws, and many others. This Consumer Credit Counseling website is a perfect directory to solve Credit card debt problem. The professional staff on the website will help you to find the best solution for your debt or multiple debts. With good reputation and professionalism, they will handle your debt perfectly and lead you to a debt free life. Visit on the website to find complete information or you could also find stuff on the site and please include call us toll free at 877 477-2045

Debt consolidation is definitely one of the most effective debt relief programs you can use to overcome your multiple debts problem. However, if you are browsing on the internet, you can find numerous debt consolidation services. If you want to find good debt consolidation, you should also find good debt consolidation calculator. To find the best one, you should make sure that the calculator provides boxes to enter your balances. Good debt consolidation calculator must have several basic things: loan payment, credit card balance, various rates, cost, points, and many others. Actually debt consolidation calculator quality can be varying from one person to another; it also has its weakness and strength. Instead of finding difficulties on finding good debt consolidation, you can try to visit consumercreditcounseling.net. On the website, you will find debt consolidation program, calculator, laws, and many others. This Consumer Credit Counseling website is a perfect directory to solve Credit card debt problem. The professional staff on the website will help you to find the best solution for your debt or multiple debts. With good reputation and professionalism, they will handle your debt perfectly and lead you to a debt free life. Visit on the website to find complete information or you could also find stuff on the site and please include call us toll free at 877 477-2045

Posted in Credit | No Comments »

home loan?

Tuesday, March 2nd, 2010

my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it’s just that i have excessive amounts of these debts.. i make about $2,600 dollars a month, and i’m wondering if i will be able to get a home loan for about $100k so that i can pay everything off.. (my house is 100% paid off).. will i have a problem getting this home equity loan?? should i even both applying or should i just wait until i pay down my credit cards more?? advice anyone??

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Posted in Credit | 7 Comments »

Will student loans stop me from getting a home loan?

Friday, September 11th, 2009

I am about to gain a $13000 debt in student loans. In about 6 months we are applying for a home loan. Will that student loan be applied to my debt to owe ratio? Will it be a factor when applying for a home loan?

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Posted in Credit | 3 Comments »

How can I use my VA home loan Certificate with bad credit and my wife has good credit?

Wednesday, September 9th, 2009

We found a great deal on a great dream home. My wife has been pre-approved for a 150k home. The home we are attempting to buy has been countered at 165k We are prepared to put down 6k. That leaves a 9k gap.I am a veteran and would like to use my VA garantee on the loan if possible to either cover this gap or get 100% financing.

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Posted in Credit | 2 Comments »

What kind of home loan interest rate could I get with a bankruptcy on my record?

Tuesday, August 4th, 2009

I have a chapter 7 bankruptcy on my record from 2003, but I have no debt and a credit score of about 700. And I have $20,000 for a down payment. If I got a home loan, would the bankruptcy make a huge difference in the interest rate? How big a difference?

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Posted in Credit | 4 Comments »

Is it possible to get a home loan with bad credit?

Thursday, April 30th, 2009

My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012)
We both have good jobs and bring home around 7000 together each month. We also have around 30,000 saved up for a down payment.
Since our income is decent, and we have a down payment (more than 10%) is it likely we will be able to find a home loan for a new home?

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Posted in Credit | 5 Comments »

How can I get a home loan with bad credit?

Sunday, April 12th, 2009

I am desperately wanting to purchase a home for me and my children. I have a steady income and the down payment but my credit is in bad condition. We desperately need to move from our area, but the rental amounts are too high. I attempted to acquire a loan through Bank Of America, but was denied due to the credit issue. Does anyone know of any lenders that may specialize in this area? Any assistance or advice is greatly appreciated.

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Posted in Credit | 4 Comments »

How can you get a home loan with really poor credit?

Tuesday, April 7th, 2009

My husband, myself and our kids, are living with his parents, for the past six months. We both have very poor credit and are in desparate need of our own place. We now can afford our own place but cannot get a loan to purchase one. We have down payment in hand, and the monthly income to afford everything, but we are still without a home! Can someone please help with an idea of how to get a $6500.00 loan?
There is no other proerty or anything to be used for a mortgage! We are trying to purchase a very nice 3BR,2BA, mobile home. We have nothing other than the down payment to put on it, and can afford the monthly payments, and the insurance, along with everything else.

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Posted in Credit | 6 Comments »

Is clearing the home loan a better option or should I go with the regular EMIs for the entire tenure ?

Tuesday, December 16th, 2008

I already have a home loan with ICICI on a floating interest rate. I’am looking for another loan.Should I clear this loan first to avail another loan or should I continue paying the EMIs for the entire tenure(This is a huge amount I will be paying by the end).
“Clearing a home loan” is what I meant of getting rid of the loan by making a pre-payment.

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Posted in Credit | 1 Comment »

How to get a home loan and start paying on bad debit?

Friday, November 28th, 2008

My spouse and I are wanting to purchase a home. We pay our rent every month so we should be able to pay a house payment. We have some very bad credit issues in the past and would like to take care of them either by settling or paying the debt off slowly. But how does one go about this? I know I can get a government loan if I start paying on the bad debt, but companies want lump sums and dont want to work with us. They demand payment now and dont’ care otherwise. Any suggestions?

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Posted in Credit | 4 Comments »

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